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When you apply for credit, a lender is likely to check your credit file or, to use a more technical term, perform a credit inquiry. A credit inquiry is a lender's request to access your credit history ...

When you or someone else accesses your credit information, the credit bureau that granted the access places a record of the credit check on your credit report. Some credit checks (aka credit inquiries ...

Seeking to put an end to, as Consumer Financial Protection Bureau (CFPB) Director Rohit Chopra said, "background check and other consumer reporting companies creating flawed reputational dossiers that ...