If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

Life insurance is a way to protect your family financially if you pass away unexpectedly. When you become a life insurance policyholder, you pay regular monthly premiums to your provider. In return, ...

Learn about disability income insurance, including the types, key features, and factors affecting premiums. Discover how to ...

Short-term disability insurance can temporarily replace 40% to 70% of your income. You may be eligible for short-term disability benefits if you can’t work and are losing wages because of a ...

It is May, and time for Disability Insurance Awareness Month (DIAM), the marketing campaign used by many agents and advisors to raise awareness about the importance of income protection for their ...

Learn about the pros and cons of life insurance riders.

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Discover how insurance proceeds work, learn their tax implications, and find out what you need to know about claim processes and financial indemnifications.

Life insurance can help your family replace lost income, pay off large debts and allow you to leave a financial legacy after you die. But it can be complicated. There are lots of different policy ...

Discover how mortgage life insurance can protect your home, its benefits for families, and essential considerations when choosing a policy to cover mortgage debts.