Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Life insurance isn’t for everyone. Here’s how to figure out if you need coverage, calculate how much to get, and the most ...

Do you need life insurance? Read on to determine whether or not life insurance is necessary for your financial plan.

Water backup coverage can pay for damage to your home if a sewer or drain backs up or a sump pump overflows. A clogged toilet that backs up all over your bathroom. A sump pump breakdown that leaves ...

Car insurance is a necessity, but it's not one-size fits all. There's a minimum coverage required by your state, but that may not be enough to fully protect you financially. Purchasing more robust ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One way to do that might be to drop certain coverages from your policy.

We will help you understand what earthquake insurance is, what it covers, whether you may need it, and how to acquire it.

Disability insurance costs between 1% and 3% of your income per year, but could cover about 60% of your income if you can't ...

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

Some deposit accounts offer FDIC protection beyond the standard $250,000 limit. CNBC Select explains what you need to know.

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As a renter, your personal belongings are not insured by your landlord’s homeowners insurance. In fact, unless you buy your own insurance for an apartment, duplex, condominium or house that you rent, ...