In January 2026, FD interest rates vary sharply across banks, making the choice of lender and tenure important for depositors ...

Senior citizens can earn up to 8% interest on fixed deposits with banks like ESAF Small Finance Bank, Jana Small Finance Bank ...

Banks and small finance banks significantly reduced fixed deposit interest rates in 2025 following multiple repo rate cuts by ...

As of January 2026, senior citizen fixed deposit (FD) interest rates across banks range broadly between 5 per cent and 8.10 ...

Source: Paisabazaar.com as of January 2, 2026 FD rates up to 7.7% for senior citizens Ujjivan Small Finance Bank is offering ...

For investors who prefer safety over risk, Fixed Deposits (FDs) and Small Savings Schemes remain two of the most trusted ...

Best FDs For Senior Citizens: As the Reserve Bank of India (RBI) announced multiple repo rate cuts in the past few months, ...

Following the Reserve Bank of India's (RBI) recent rate cut, banks across India have made significant changes to their fixed ...

In its December policy review, the RBI reduced the repo rate by 25 bps to 5.25%. The move aimed at stimulating economic growth is set to impact financial products such as FDs and retail loans.

This explains why FD reporting to tax authorities and TDS on interest follow different thresholds. The key takeaway is understanding bank-wise limits prevents confusion and unnecessary ...

Jana Small Finance Bank and Suryoday Small Finance Bank are offering interest rates of up to 8% per annum on five-year deposits, according to Paisabazaar.com ...

For Indians seeking predictable returns with low risk, the combination of FD interest rates and the stability of a fixed ...