A rocket scientist – he designed weapons systems for a defense contractor – once told me that monetary principles were more difficult than rocket science. The evidence supports his view: we have many ...

Fixed vs Floating Interest Rate: When you take a home loan, generally you have to decide between a floating or a fixed rate of interest home loan. Let me explain it in simple language so you know ...

Choosing between fixed and floating rates is less about current EMIs and more about long-term risk management.

Planning to take a loan to buy your own home? The process can take you down a long decision-making spiral, including deciding between fixed or floating interest. This choice affects your finances and ...

A lender’s decision between taking a fixed charge and taking a floating charge requires it to weigh a multitude of pros and cons. A fixed charge ranks ahead of an earlier floating charge that has not ...

As would be expected, the vast majority of borrowers are opting to lock in low interest rates for the long-term, now that interest rates are projected to become less favorable in the next 12 months.