James Chen, CMT is an expert trader, investment adviser, and global market strategist. Michael Boyle is an experienced financial professional with more than 10 years working with financial planning, ...

Too many financial decisions are made without factoring in the time value of money. Whether providing financial planning advice related to a client’s retirement, advising a client about a business ...

The time value of money (TVM) is a financial concept that holds that an amount of money is worth more in the present than the same amount of money at a future date. The reason for this is the ...

The future value function capability in Microsoft Excel helps business owners easily assemble data for projects such as budgeting and company or asset valuation exercises. The Excel formula is fairly ...

Fair value and future value both have implications for a business, but they deal with different concepts. The first comes up when determining how to properly value assets and liabilities. It's ...

Present value (PV) is an accounting term meaning the value today of some amount of money expected to be available one or more years in the future. The concept behind this is that money available in ...

In corporate finance and valuation, experts and self-taught learners rely upon various guiding principles. One of those core principles is the time value of money. Whether you’re a professional in the ...

In the world of finance, an annuity is a contract between you and a life insurance company in which you give the company a lump sum or series of payments, and in return, the insurer promises to ...

As a REIT specialist, I frequently encounter readers inquiring about the dismal price performance of REITs over the past 3 years. The stock price of REITs has fallen significantly, leading to a ...