Whole life insurance is a form of permanent life insurance, which means the coverage remains in force until you die as long ...

This article is part of a series. Click here to read the previous articles. Another way to use life insurance as part of a lifetime plan is to view the death benefit as the psychological support ...

With this understanding about how life insurance is priced, I can create a simple model to consider four different potential roles for this whole life insurance policy in retirement income planning.

Learn about the pros and cons of life insurance riders.

Currently, Bob is paying about $150 a month on his life insurance policy. However, if his wife inherits his 401 (k), he ...

Find out more about its costs and coverage options.

Term and whole are your two main options when purchasing life insurance. For older adults, though, many assume term life insurance is the only choice. And while its lower price and shorter duration ...

Discover how mortgage life insurance can protect your home, its benefits for families, and essential considerations when choosing a policy to cover mortgage debts.

It was a good year for life insurance sales. But problems with indexed universal life overshadowed some of that good news.

In “Is Your Marketing Message Missing the Mark?” I observed that agents in the middle market who use estate planning as a pathway to sales were wasting their time. That’s because the merely well-to-do ...