The excess on any car insurance policy – the amount deducted from your claims payout – comes in two forms: compulsory and voluntary. A compulsory excess is set by the insurance provider, but a ...

Life is unpredictable. Your car might sit safely in the driveway today. Tomorrow, a fallen tree could crush it or thieves could target it. These moments often strike without warning — and without ...

There are two main types of car insurance: fully comprehensive and third party. The type of policy you choose will determine your level of cover and can also have an impact on the premium you pay.

Collision and comprehensive car insurance are often bundled together and make up part of a full-coverage car insurance policy. But what type of protection do these two types of coverage offer and when ...