What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death benefits, ...

For many, the idea of life insurance is simple: You leave your loved ones with money when you die, to cover the cost of your funeral and to help your beneficiaries keep up with financial obligations.

Guardian Life offers a comprehensive suite of life insurance options, including term, whole, universal and variable universal policies. You can quickly get an online quote for term life insurance.

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

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Compare the best term life insurance companies. We evaluated costs, coverage, customer satisfaction, and more. Expert-rated ...